Bankruptcy Lawyers in Lawrence, Kansas
Experienced Representation throughout Douglas County
If you have been struggling to make ends meet and believe that bankruptcy may be your best option, you want to talk to an experienced bankruptcy lawyer, one who fully understands the law, who will help you identify your options and help you make decisions that are in your best interests.
At the Law Office of Johnson & Johnson, LLC, we have over 35 years of experience representing individuals in Kansas. At our small, family-run firm, you always get hands-on assistance from one of our attorneys. When you hire us to handle your legal matters, all of our attorneys work together to resolve your issues. Contact our offices to schedule a free initial consultation.
In a Chapter 7 bankruptcy filing, you have the opportunity to discharge certain debts in exchange for the sale or liquidation of some of your assets. Under the new bankruptcy law, enacted in 2005, you must now qualify to file for protection under Chapter 7 by submitting to a "means test." The bankruptcy court uses the means test to determine whether you have the earning capacity to repay your creditors.
If the court determines that you have the ability to pay your creditors back, your only recourse in bankruptcy will be under Chapter 13. In a Chapter 13, known as reorganization, you agree to new terms with all of your creditors. Your debt is only discharged when you have made all payments under the reorganization plan.
Our Bankruptcy Practice
We represent debtors in Chapter 7 and Chapter 13 bankruptcy filings, handling all matters, from the preparation of the paperwork through meetings with creditors and trustees to appearances before the bankruptcy court.
If you hire us to assist you with a Chapter 7 bankruptcy filing, we will first run our own means test to determine if we think you qualify. If so, we will make certain you understand what obligations can and cannot be discharged in bankruptcy and will file your petition. If your petition is granted, we will work with you to make certain that all exempt assets, such as principal home and vehicle, are excluded from the sale.
In a Chapter 13 bankruptcy, we will review any proposed repayment plans to make certain they are within your means. If you make an agreement to repay creditors, but fail to keep the terms of the agreement, you can lose all the protections offered by the bankruptcy laws.
To schedule a free initial consultation with experienced bankruptcy lawyers, contact us or call us at (785)856-3956. Our offices are open Monday through Friday, from 9 am until 5 pm, and evenings and weekends by appointment. We are conveniently located just off I-70.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
The Law Office of Johnson & Johnson, LLC
3120 Mesa Way, Suite C
Lawrence, KS 66049
Telephone: (785)856-3956
Fax: (785)856-3958