Strategic Gifting in Estate Planning

Incorporating strategic gifting into your estate planning can be a powerful way to manage your assets, provide for your heirs, and reduce your taxable estate. Done well, it also lays the groundwork for later Medicaid planning.

The traps are real: Maryland Medicaid's 60-month lookback treats certain gifts as disqualifying transfers, and reflexive annual-exclusion gifting without a plan can backfire. Strategic gifting works when it's coordinated with the trust, the tax return, and the long-term care picture — not done in isolation.

Have a question about how this applies to your family in Maryland? Schedule an introductory call with Johnson Law — flat fees, no pressure, straight answers.