Business
Three Important Concerns Self-Employed Individuals Should Address
January 1, 2026
Being self-employed means you're the owner, and often the only employee. You may have more freedom than a traditional worker, but a lot of responsibility lands on your shoulders — and on your family if something happens to you.
A comprehensive estate plan should address three concerns specifically for self-employed clients: what happens to the business the day you can't work, how income continues for your family, and who has authority to make decisions on your behalf. Each one has a document that fixes it.
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